5,000+
Loans Disbursed
GHS 2M+
Capital Deployed
98%
Repayment Rate
24hrs
Avg. Approval Time
Meet Our Successful Clients
Real Ghanaian entrepreneurs who trusted Boafo Capital to grow their businesses
Afia Mensah
Market Trader, Makola
Boafo helped me expand my provisions stall. Now I serve twice as many customers!
Kofi Asante
MoMo Agent, Kumasi
The float financing keeps my business running 24/7. No more turning customers away.
Ama Darko
Shop Owner, Osu
With Boafo Stock, my shelves are always full and my customers are happy.
Kwaku Owusu
Delivery Services, Tema
Work & Pay got me my delivery motorcycle. Business has never been better!
The Hybrid Neo-Lender for Africa's Informal Economy
Boafo means "helper" in Akan—and that's exactly who we are. The African informal sector drives 80% of the economy yet remains invisible to formal banking. We bridge this gap by combining Fintech speed with Community Banking trust.
We don't just lend money—we provide the inventory and assets businesses need to grow. From market women to MoMo agents, we help you climb the "Ladder of Trust" to unlock better rates and higher limits.
Fast Approvals
Get approved within 24 hours. No lengthy paperwork or waiting.
Transparent Terms
No hidden fees. What you see is what you pay.
Local Understanding
We understand Ghanaian businesses and tailor solutions accordingly.
Growth Partner
We grow when you grow. Your success is our success.
Our Mission
Why Boafo Capital?
"To evolve from a Kumasi-based micro-lender into a Pan-African Operating System for SME commerce—not building a branch network, but a Liquidity Network that smooths the flow of capital and credit."
Our Vision
To evolve from a Kumasi-based micro-lender into a Pan-African “Operating System” for SME commerce. We are not building a branch network; we are building a “Liquidity Network” that smooths the flow of capital and credit using a decentralized model.
Join 5,000+ satisfied customers
Financial Products Tailored for You
Choose the product that fits your business needs. All with transparent terms and fast approval.
SME Working Capital
Quick cash injection for market women and traders. Start at 5% for 7 days, unlock 3% rates at Gold tier.
- GH₵500 - GH₵5,000
- 7-day to 30-day terms
- Gold tier: 3% interest
- No collateral needed
MoMo Agent Booster
High-velocity float financing for mobile money agents. Keep your transactions flowing with 7-day revolving credit.
- 7-day revolving
- 1% weekly fee
- Instant disbursement
- Covers your OpEx
Ready to Grow Your Business?
Fill out the form and our team will call you back within 24 hours to discuss your financing options.